Payment APIs

Adyen vs Stripe Pricing

Pricing compared · Updated Mar 4, 2026

Pricing Breakdown

Metric	Adyen	Stripe
Percentage Fee	—	2.9%
Fixed Fee	$0.13	$0.30
Effective @$50	$0.13	$1.75
Effective @$100	$0.13	$3.20

What You'd Actually Pay

Monthly cost at 4 usage levels -- from hobby project to production

Usage Tier	Adyen	Stripe	Savings
Hobby 100 txns, $50 avg	$13.00/mo	$175.00/mo	Adyen saves $162.00/mo
Startup 1K txns, $75 avg	$130.00/mo	$2,475.00/mo	Adyen saves $2,345.00/mo
Scale 10K txns, $100 avg	$1,300.00/mo	$32,000.00/mo	Adyen saves $30,700.00/mo
Enterprise 100K txns, $120 avg	$13,000.00/mo	$378,000.00/mo	Adyen saves $365,000.00/mo

Free Tiers

Adyen

No free tier

Stripe

No setup fees, no monthly fees, no hidden charges. Pay only per transaction

Free tier available

FAQ

Which is cheaper, Adyen or Stripe?▾

Depends on how much you use. At hobby scale they're often close, but the gap widens fast. Scroll up to "What You'd Actually Pay" to see costs at 4 usage levels.

Does Adyen or Stripe have a free tier?▾

Stripe has a free tier. Adyen doesn't -- you'll pay from day one.

How does Adyen pricing compare to Stripe?▾

We pull prices directly from both sites daily and break them down per-unit above. The cost calculator shows what you'd pay at your usage level -- from side project to production.

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