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Home/Payments/Square vs Stripe
Payment APIs

Square vs Stripe Pricing

Pricing compared · Updated Mar 4, 2026

Square Stripe

Pricing Breakdown

MetricSquareStripe
Percentage Fee2.9%2.9%
Fixed Fee$0.30$0.30
Effective @$50$1.75$1.75
Effective @$100$3.20$3.20

What You'd Actually Pay

Monthly cost at 4 usage levels -- from hobby project to production

Usage TierSquareStripeSavings
Hobby
100 txns, $50 avg
$175.00/mo$175.00/mo—
Startup
1K txns, $75 avg
$2,475.00/mo$2,475.00/mo—
Scale
10K txns, $100 avg
$32,000.00/mo$32,000.00/mo—
Enterprise
100K txns, $120 avg
$378,000.00/mo$378,000.00/mo—

Free Tiers

Square

No monthly fees for basic plan. Free POS software, invoicing, and online store

Free tier available

Stripe

No setup fees, no monthly fees, no hidden charges. Pay only per transaction

Free tier available

FAQ

Which is cheaper, Square or Stripe?▾
Depends on how much you use. At hobby scale they're often close, but the gap widens fast. Scroll up to "What You'd Actually Pay" to see costs at 4 usage levels.
Does Square or Stripe have a free tier?▾
Yes, both Square and Stripe have free tiers. Check the breakdown above to see what's included in each.
How does Square pricing compare to Stripe?▾
We pull prices directly from both sites daily and break them down per-unit above. The cost calculator shows what you'd pay at your usage level -- from side project to production.

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